Los Angeles County considers mandating gun insurance

Policies would offset costs to victims and public agencies if the gun is used to injure or kill someone

Los Angeles County officials are considering requiring gun owners to buy insurance after the San Bernardino shooting earlier this month that left 14 people dead and many others injured.

Read: Why the insurance industry needs to take point on gun control 

The policy would be similar to auto coverage, aimed to offset costs to victims and public agencies if the gun is used to injure or kill someone.

Mandatory gun insurance could make owners store firearms more securely and reduce accidents and suicides, says UCLA law professor Adam Winkler. But he doesn’t think they will significantly affect gun crime.

Several California cities require gun dealers to buy specialized coverage but not require owners to do so.

Read: “Shots fired!” 

In May, House Democrat representative Carolyn Maloney introduced a bill requiring gun owners to carry liability insurance before they buy a weapon, and fine them $10,000 if they don’t.

“An insurance requirement would allow the free market to encourage cautious behavior and help save lives,” she said in a statement. “Adequate liability coverage would also ensure that the victims of gun violence are fairly compensated when crimes or accidents occur.”

Read more.

 

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