Jump in vehicle collisions thanks to cities like Toronto and Halifax: Allstate Canada

The insurer’s two-year study finds that New Brunswick and Alberta are the safest driving markets

Allstate Insurance Company of Canada finds that vehicle collisions are on the rise among its customers with an increase of 2.5% from 2015.

The finding comes from the 2017 survey of collision data of the insurer’s clients in Alberta, New Brunswick, Nova Scotia and Ontario. In all, the insurer studied data from 93 communities by looking at collision claims that Allstate has paid out over a two year-period between July 1, 2015 and June 30, 2017. These findings are compared to the last two-year period studied, which was between July 1, 2013 and June 30, 2015.

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The Safe Driving Study finds that Halifax remains the city with the highest collision frequency rate for the third consecutive year. The city, which had a population of about 426,000 in 2016, saw a collision rate of 7.9% for 2017. The city with the lowest rate (3.65%) is Hanmer in Northern Ontario, which had a population of 5,945 people in 2011.

Allstate’s research also dug into the common reasons for these accidents. The most severe type of collision on a national basis was accidents involving pedestrians and cyclists while the second-most severe type of collision was head-on accidents.

The insurer also published its regional findings:

With a collision frequency rate of 6.04%, Ontario did not have the most number of accidents but it was the only studied region to report an overall increase, with the rate up 4.7% from the data collected for 2015. This was driven by a significant jump in accidents of 8.5% for Toronto and 5.5% for Central Ontario.

The study also notes that the most dangerous day over the last five years is Feb. 12 for Ontario drivers.

Alberta is the second safest province with a collision frequency rate of 5.5% and also saw a decrease of 5.7% since 2015. Spruce Grove, Lethbridge and Medicine Hat make the top-five list of the safest Canadian markets on the basis of collisions.

The most frequent cause of collisions in Alberta are parked cars, which is followed by rear-end collisions. And the worst day of the year for collisions in this province is Dec. 24.

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Nova Scotia
This province’s current rate is 6.1%, which is 4.1% lower than the finding for 2015. However, the capital city of Halifax has the highest collision frequency rate of the 93 communities studied. Nova Scotian drivers are most likely to collide with a parked car.

Feb. 13 is the day of the year with the highest number of collisions over the last five years.

New Brunswick
This is the safest province to drive in as it has the lowest collision frequency rate of 5%, which is 6.5% lower than 2016.

The most common cause of loss is from collisions involving parked cars, followed by collisions caused by turning and intersections.

In New Brunswick, the day of the year with the highest number of collisions over the past five years was Feb. 17.

Only communities with at least 1,000 cars insured by Allstate were included in the study. Claims data is limited to collisions for which there was a payout. Claims for incidents such as break-ins or vandalism are not included in this analysis, states Allstate through an announcement.

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