BHSI launches new policy for Canadian truckers

The policy is meant for mid-sized motor carriers that travel between Canada and the U.S. frequently

Berkshire Hathaway Specialty Insurance (BHSI) has expanded its inland marine product line in Canada with the launch of its motor truck cargo legal liability policy, which protects against the legal liability exposure commercial truckers face when carrying third-party goods.

The policy is designed for mid-sized Canadian-based motor carriers specializing in transporting commodities primarily in Canada or cross-border with the U.S.

Related: The Guarantee, NAL Insurance combine forces for trucking industry solution in Ontario

“This product provides Canadian trucking companies with an insurance offering that responds to their needs in both Canada and the U.S. With the industry evolving, and more trucks crossing the Canada-U.S. border annually, we developed a solution that provides modern coverage and is responsive to both Canadian and American exposures,” said Gord Rider, senior underwriter, marine, BHSI in Canada, through a statement.

The policy’s offering includes:

  • Legal liability coverage regarding property of others while in the ordinary course of transit or while at a terminal location for a specified period of time
  • Cross docking coverage addressing an insured’s legal liability for direct physical loss or damage to property insured in its care, custody or control during cross docking operations at a scheduled terminal
  • Defence costs coverage that is outside of the policy limit
  • Employee theft coverage with respect to an insured’s legal liability for direct physical loss or damage to property insured resulting from theft by an insured’s employees
  • Expediting expense coverage, such as reasonable additional labour or overtime costs, fuel costs and freight charges, necessary for timely delivery of the property insured when a vehicle cannot deliver the property due to physical loss or damage to the vehicle, including repair of the vehicle


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