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Insurer

Sovereign General Insurance Company

Head Office

140-6700 Macleod Trail SE, Calgary, Alberta, Canada, T2H 0L3Map
Tel: 403-298-4200
Toll Free: 1-800-661-1652

Provinces Licensed In

Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon

Classes of Insurance

BONDING, Blanket position, Contract surety, COMPUTERS/EDP EQUIPMENT, Computer consultants (E&O), Computer services (E&O/liability), CONSTRUCTION, Builders risk/COC, Crane operators, Wind power projects, Wrap-up, DIRECTORS & OFFICERS, Churches/Religious Institutions, Construction, Errors & Omissions, ... More

Canadian Business

NL/E Rating AAA
2011
$,000
2012
$,000
2013
$,000
Assets 685,203 683,027 746,705
Liabilities 483,905 473,919 530,493
Equity 201,298 209,108 216,212
Direct Premiums 283,642 287,771 314,389
Reinsurance Assumed 3,286 7,100 7,801
Net Premiums Written 253,531 260,717 285,994
Net Premiums Earned 233,820 256,925 276,950
Net Claims 119,772 140,426 175,337
Underwriting Income 17,440 14,464 (3,642)
Investment Income 18,364 23,066 17,224
Claims Ratio 51.22 54.66 63.31
Expense Ratio 41.71 40.09 38.36
Underwriting Cost Index 92.57 94.39 101.31
NPW/Equity 125.95 124.68 132.27
Net Leverage/Equity 311.24 310.33 330.86
Combined Ratio 92.94 94.74 101.67
Retained Earnings 140,590 149,215 161,786

Ratings by Ratings Agencies

A.M Best A- 04/18/2011
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