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Insurer

Sovereign General Insurance Company

Head Office

140-6700 Macleod Trail SE, Calgary, Alberta, Canada, T2H 0L3Map
Tel: 403-298-4200
Toll Free: 1-800-661-1652

Provinces Licensed In

Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon

Classes of Insurance

BONDING, Blanket position, Contract surety, COMPUTERS/EDP EQUIPMENT, Computer consultants (E&O), Computer services (E&O/liability), CONSTRUCTION, Builders risk/COC, Crane operators, Wind power projects, Wrap-up, DIRECTORS & OFFICERS, Churches/Religious Institutions, Construction, Errors & Omissions, ... More

Canadian Business

NL/E Rating AAAA
2010
$,000
2011
$,000
2012
$,000
Assets 661,320 685,203 683,027
Liabilities 487,285 483,905 473,919
Equity 174,035 201,298 209,108
Direct Premiums 279,651 283,642 287,771
Reinsurance Assumed 2,762 3,286 7,100
Net Premiums Written 227,385 253,531 260,717
Net Premiums Earned 212,497 233,820 256,925
Net Claims 117,236 119,772 140,426
Underwriting Income 7,315 17,440 14,464
Investment Income 18,485 18,364 23,066
Claims Ratio 55.17 51.22 54.66
Expense Ratio 41.39 41.71 40.09
Underwriting Cost Index 96.56 92.57 94.39
NPW/Equity 130.65 125.95 124.68
Net Leverage/Equity 334.32 311.24 310.33
Combined Ratio 96.56 92.94 94.74
Retained Earnings 114,729 140,590 149,215

Ratings by Ratings Agencies

A.M Best A- 04/18/2011
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